HVAC Financing
Split the install. Not the standard.
Simple payments. A real person to help you choose. A new heat pump or furnace is one of the larger purchases a home asks of its owner. Financing lets you spread that cost into manageable monthly payments instead of paying it all at once. The process is straightforward, there are options to fit different budgets, and a Tru72 project manager will walk you through it and help you find the right fit. No pressure. Same Manual J load calculation, same equipment, and same labor warranty either way.
- Options to fit your budgetMonthly Payments
- Simple & approachableThe Process
- ETO & Federal CreditsRebates Stack
- A project manager, no pressureReal Help
Easy to start. Easy to understand.
Payments built around your budget. Spread the cost. Keep the comfort. A new system does not have to land on your wallet all at once. Financing turns a big number into a monthly payment you can plan around, with options to fit different budgets and different projects. Whether it is a full replacement or a major repair, there is usually a way to make it work.
- Manageable monthly payments instead of one large bill
- Options to fit different budgets and project sizes
- Works for full replacements and major repairs alike
- Energy Trust of Oregon rebates and federal credits may apply on top
No pressure, no obligation. A project manager helps you find what fits your project.
Not sure where to start? Just ask.
A handshake, not a hard sell. A real person helps you find the option that fits. You do not have to figure financing out on your own. Call and a Tru72 project manager will walk you through the choices in plain language, answer your questions, and help you land on the option that makes the most sense for your home and your budget. The process is simple, and the conversation is free.
- Talk to a real project manager, not a call center script
- Plain answers about what fits your home and budget
- Asking about your options does not affect your credit score
- Honest guidance, even if that means paying direct or phasing the work
Call (541) 652-6299. We will help you choose the best financing option for your project.
Four steps. No surprises.
Quote first. Then approve. Then install.
Real quote first.
Schedule a free in-home estimate. Manual J load calc, system options, itemized quote. You see the number before you talk to a lender.
Talk it through.
Call a Tru72 project manager. They walk you through the financing options in plain language and help you find the one that fits your budget. No pressure.
Schedule the install.
Once you pick the option that works, we schedule the install. Same Manual J-sized equipment from Daikin or Goodman. Same labor warranty.
Simple monthly payments.
Instead of one large bill, the cost is spread into a monthly payment you can plan around. Straightforward terms, explained up front, with no surprises.
Major installs and major repairs.
What financing covers.
Financing is for the work that's too big to write a check for in one sitting. Heat pumps, furnaces, full-system replacements, ductwork rebuilds, indoor air quality additions. Smaller service calls and the annual maintenance plan stay on the regular payment rail.
Every financeable scope still starts with the same diagnostic process: real measurements, a Manual J load calc on replacements, and a written itemized quote you keep regardless of whether you finance or pay direct.
Most major Tru72 work qualifies.
Finance-eligible work.
- Heat pump installs (ducted and ductless)
- Furnace replacements (gas, electric)
- Central air conditioner installs
- Ductless mini-split systems
- Package units (residential split and package only)
- Ductwork replacement or rebuild
- Indoor air quality equipment (whole-home dehumidifiers, UV systems, fresh-air ventilation)
- Major repairs (compressor, heat exchanger, control-board failures)
Not financed. Tru Comfort and Mission Ready maintenance plan dues, the $72 service-call diagnostic fee, and parts under $500. Those are paid directly at the time of service.
The honest financing fine print.
What to know up front.
The terms are explained before you commit.
You see the payment, the length, and the total before you decide anything. Your project manager walks you through it in plain language, and the agreement you sign spells it all out.
Asking about options does not affect your credit.
You can review your financing options and see what fits without any impact to your credit score. Nothing is finalized until you say so.
Quote first, financing second.
Tru72 never talks payments before quoting the work itself. The job size sets the financing amount, not the other way around.
You are never on your own.
A real project manager helps you choose at the start and is a phone call away after. Tru72 stands behind the work performed under our quote.
Rebates land before financing math.
Energy Trust rebates filed at install reduce the invoice total. The financed amount is the post-rebate balance.
No pressure, ever.
Financing is an option, not an expectation. If paying direct or phasing the work fits you better, we will tell you so.
Questions about financing.
Short answers.
How does Tru72 financing work?
Financing lets you spread the cost of a new system or major repair into manageable monthly payments instead of paying all at once. The process is simple and approachable. A Tru72 project manager walks you through the options, helps you find the one that fits your home and budget, and answers every question before you decide. There is no pressure and no obligation. Call (541) 652-6299 to talk it through.
Does asking about financing affect my credit score?
Asking about financing and reviewing your options does not affect your credit score. You can talk through the choices with a Tru72 project manager and see what fits before anything is finalized. Call (541) 652-6299 and we will walk you through it.
What can I finance?
Most major Tru72 work is finance-eligible: heat pumps, furnaces, central air conditioners, ductless mini-splits, package units, ductwork replacement, indoor air quality equipment (whole-home dehumidifiers, UV systems, fresh-air ventilation), and major repairs. Maintenance plan dues and the $72 diagnostic service-call fee are not financed; those are paid directly.
Are there options for different budgets?
Yes. There are options to fit different budgets and project sizes, so you can match a monthly payment to what works for your household. The simplest way to see what fits is to talk with a Tru72 project manager, who can walk you through the choices for your specific project. Call (541) 652-6299.
What if I am not sure financing is right for me?
That is exactly what the project manager is there for. We can talk through whether financing makes sense, look at phased work (urgent repair now, replacement later), a smaller-scope system that matches your budget, or paying directly. No pressure, just an honest conversation about what fits. Call (541) 652-6299.
Real quote first. Then financing math.
Premium Comfort. Built on Trust. Same diagnostic crew. Same labor warranty. Have a question about payments, or not sure where to start? Call a Tru72 project manager. They will walk you through the options in plain language and help you choose the best financing fit for your project. No pressure, and the install crew is the same Tru72 team either way.
- Portland & Albany(541) 652-6299
